The Finance Guy

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Should We Fix our Mortgage?

May 21, 2015 by Finance Guy

The Australian Cash Rate is at an all time low!  Is now the time to fix your home loan?

The Finance Guy takes  a streetonomic look at Australian mortgage rates, and provides some insight into whether or not now is the right time to fix!

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May 21, 2015 /Finance Guy
Reserve Bank of Austrlia, refinance, RBA, CBA, NAB, ANZ, Westpac, Big Four, variable, Fixed Rate, official interest rate, offset, Loan, mortgage, monetary policy, home loan

Are Australian Loans the Riskiest in the World?

September 11, 2014 by Finance Guy

In Australia, fixed loans represent only 13.7% of the total lending market.  Does this mean that Australians are risk takers?

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September 11, 2014 /Finance Guy
Fixed Rate, Loan, CBA, Bank of America, Financial risk, variable, home loan, mortgage, Reserve Bank of Austrlia, RBA, risk management, cost of funds, GFC, Global Financial Crisis

General Advice Warning: The information on this site is of a general nature only. It does not take your specific needs or circumstances into consideration. You should look at your own personal situation and requirements before making any financial decisions.